Getting started with a small business loan

Accessing finance can be a daunting and confusing process and can pose many questions, what type of finance is best, how much should I borrow, what do I need to apply?

Jointly developed by the Australian Bankers’ Association and CPA Australia, this site includes a suite of resources to help small businesses understand what type of finance best suits their needs.

Get started
Getting started with a small business loan

The business loan process

Before you apply

Before you apply

Find out what you'll need to get in order before you start looking for funding.

Check what you need
The application

The application

Learn what documents and information are required to complete your loan application.

Starting the process
Once you've applied

Once you've applied

You've got the money! So what happens now?

What to do next

The facts about small business in Australia

Australia Map
Facts

There are more than 2 million small businesses, employing 4.7 million people.

Facts

There are about 1 million loans provided to small businesses.

Facts

About half have a business loan facility other than a credit card.

Facts

More than $280 billion in small business lending.


Connect with our small business banking partners

ANZ Arab Bank Australia Bank Australia Bank of China Bank of Sydney Bendigo Bank BOQ Commonwealth Bank Citi Bank HSBC ING Macquarie Bank NAB Rural Bank Suncorp Westpac

This information is of a general nature only and is not intended to be relied on as advice. Professional advice should be sought on how this information applies to your circumstances.

The ABA and CPA Australia gratefully acknowledge the assistance of Jan Barned, Director of Financial Management Trainer and the support of the Council of Small Business Australia, the Commercial Asset Finance Brokers Association in the development of this website.